Saratoga County Chamber of Commerce
Job Offer #15785

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Job Title.
   Senior Credit Analyst
Short Description of the Job.
   Be a Better YOU at BSNB!
Complete Description of the Job.
   Ballston Spa National Bank (BSNB) is looking to hire an enthusiastic Senior Credit Analyst to join our Credit Administration department. Are you an experienced Credit Analyst looking to advance in your career? Would you like to work with a dynamic, growing bank that values the contributions of its staff? This position earns competitive pay. We also offer great benefits, including medical, dental, vision, a 401(k) plan with a company match, a pension plan, 10 paid holidays, paid time off (PTO), company-paid life insurance, voluntary insurances, and tuition reimbursement. If this sounds like the right opportunity for you to leverage your skills, join our close-knit team today! ABOUT BALLSTON SPA NATIONAL BANK (BSNB) Established in 1838, we are proud to provide community banking to individuals, families, and businesses located in the greater Capital Region, including Saratoga County, Albany County, and the North Country. Thirteen full- service banking offices provide products and services geared towards meeting the needs of the markets we serve. Local decision-making, an extensive line of value-rich products, and friendly customer service have helped us to build a loyal customer base. As a community- minded financial institution, we make giving back and volunteer work a priority. We also like to give back to our staff. We find ways throughout the year to thank them for their hard work. The success of each staff member, as well as the bank, is at the heart of how we work. Staff development is key to our success, and contributions by each individual are recognized and celebrated. Working with us is like working with family. A DAY IN THE LIFE OF THE SENIOR CREDIT ANALYST As a Sr. Credit Analyst, you will complete credit write-ups for new and renewing loan transactions. Prepare annual reviews and action plans for commercial borrowers. You will support the overall analysis of commercial and other related business credit, and performs various functions associated with the overall management of the commercial loan portfolio as directed by management. You will provide credit analysis training to Credit Analyst I and Credit Analyst II and oversees workload of the underwriting team. You will oversee the management of the municipal loan and Reduced Credit Administration (RCA) loan portfolios. You also perform loan interest rate changes, or verify the changes. You must have excellent interpersonal skills, written and verbal. You also have to have the ability to effectively present information and respond to questions from managers, staff and customers. QUALIFICATIONS FOR THE SENIOR CREDIT ANALYST High school diploma or general education degree (GED) required; Bachelor's Degree (with two semesters of accounting preferred) or equivalent combination of course work and experience; 3-4 years Commercial Credit/Lending experience preferred; Computer skills including word processing and spreadsheets required; Ability to read, analyze and interpret financial statements, profiles, collateral and cash flow capacities. Ability to write reports and business correspondence. BSNB is an Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, or national origin. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans. For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.
Job Category.
   Administrative and Support Services
Job Level.
   Entry Level
Position Type.
   Full Time
For More Information Contact.
   Nicole Frank
Employer Info.
   Ballston Spa National Bank
990 State Route 67, PO Box 70
Ballston Spa, NY 12020

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